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Consumer Credit Law and Practice - a Guide, 3rd ed

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Consumer Credit Law and Practice - a Guide, 3rd ed

Consumer Credit Law and Practice - a Guide, 3rd edition
Written by Dennis Rosenthal

Consumer Credit Law and Practice - A Guide, 3rd edition is the most useful single volume on this subject, covering all aspects of consumer credit and consumer hire, contract terms, credit products, security instruments, procedures, practical problems and regulatory controls. Written in a clear and penetrating style, this book draws on the author's long experience as a practising solicitor specialising in this area.

Detailed coverage of new case law and legislation
Extensively updated and rewitten, this new edition takes into account all relevant case law and legislative changes and developments, including:

  • The numerous changes introduced by the Consumer Credit Act 2006 and Regulations made pursuant to it
  • The Unfair Terms in Consumer Contracts Regulations
  • The Distance Marketing Regulations
  • The Consumer Protection from Unfair Trading Regulations

It also contains useful information on the credit industry, including statistical details on credit and debit cards, licences and fraud.

Wide-ranging advice at your fingertips
With this book you will quickly and easily find the answers you need, whether you are examining:

  • The documentation required for advertisements and agreements
  • The effect of the statutory provisions on multiple agreements
  • The new statutory provisions governing default
  • The rules governing ancillary credit businesses
  • Issues relating to electronic communications
  • The impact of the new EU Directive on Consumer Credit

This is essential reading for everyone who has to grapple with UK legislation governing credit, hire and ancillary credit business.


Bibliographic detail

ISBN/ISSN: 9781847662507
Publication date: Aug 08
Format: Hardback
Availability: In Print
Price: £85

Hardback ISBN 978 1 84766 250 7 - £85.00 VAT Free

 

Contents:
Foreword by Professor Sir Roy Goode

  1. Consumer credit law in context
  3. Types of credit and credit agreements
  4. Regulated agreements and exempt agreements
  5. Hire agreements
  6. Multiple agreements, modifying agreements; novation, variation and assignment of agreements
  7. The regulated agreement
  8. Contract terms
  9. Rights of the debtor and hirer during the lifetime of the agreement
  10. Post-contract information
  11. Linked transactions
  12. Credit-brokers
  13. Agency
  14. The supplier and related supplies
  15. Ancillary credit business
  16. Credit cards and other payment cards
  17. Security
  18. The total charge for credit and APR
  19. Advertising and promoting credit and hire facilities
  20. The credit market and credit marketing
  21. The licensing regime
  22. Electronic communications
  23. Unfair relationships
  24. Enforcement and dispute resolution
  25. Fraud, money laundering, offences and defences
  26. Data protection
  27. Funding and outsourcing
  28. Miscellaneous accounting and tax aspects
  29. The European Community perspective
  30. Critical reflections on consumer credit legislation
Appendix - Consumer Credit Act 1974