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Consumer Credit Law and Practice - a Guide, 3rd ed

Only £85.00
Consumer Credit Law and Practice - a Guide, 3rd ed

Consumer Credit Law and Practice - a Guide, 3rd edition
Written by Dennis Rosenthal

Consumer Credit Law and Practice - A Guide, 3rd edition is the most useful single volume on this subject, covering all aspects of consumer credit and consumer hire, contract terms, credit products, security instruments, procedures, practical problems and regulatory controls. Written in a clear and penetrating style, this book draws on the author's long experience as a practising solicitor specialising in this area.

Detailed coverage of new case law and legislation
Extensively updated and rewitten, this new edition takes into account all relevant case law and legislative changes and developments, including:

  • The numerous changes introduced by the Consumer Credit Act 2006 and Regulations made pursuant to it
  • The Unfair Terms in Consumer Contracts Regulations
  • The Distance Marketing Regulations
  • The Consumer Protection from Unfair Trading Regulations

It also contains useful information on the credit industry, including statistical details on credit and debit cards, licences and fraud.

Wide-ranging advice at your fingertips
With this book you will quickly and easily find the answers you need, whether you are examining:

  • The documentation required for advertisements and agreements
  • The effect of the statutory provisions on multiple agreements
  • The new statutory provisions governing default
  • The rules governing ancillary credit businesses
  • Issues relating to electronic communications
  • The impact of the new EU Directive on Consumer Credit

This is essential reading for everyone who has to grapple with UK legislation governing credit, hire and ancillary credit business.


Bibliographic detail

ISBN/ISSN: 9781847662507
Publication date: Aug 08
Format: Hardback
Availability: In Print
Price: £85

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Hardback ISBN 978 1 84766 250 7 - £85.00 VAT Free

 

  • Description

Contents:
Foreword by Professor Sir Roy Goode

  1. Consumer credit law in context
  2. Types of credit and credit agreements
  3. Regulated agreements and exempt agreements
  4. Hire agreements
  5. Multiple agreements, modifying agreements; novation, variation and assignment of agreements
  6. The regulated agreement
  7. Contract terms
  8. Rights of the debtor and hirer during the lifetime of the agreement
  9. Post-contract information
  10. Linked transactions
  11. Credit-brokers
  12. Agency
  13. The supplier and related supplies
  14. Ancillary credit business
  15. Credit cards and other payment cards
  16. Security
  17. The total charge for credit and APR
  18. Advertising and promoting credit and hire facilities
  19. The credit market and credit marketing
  20. The licensing regime
  21. Electronic communications
  22. Unfair relationships
  23. Enforcement and dispute resolution
  24. Fraud, money laundering, offences and defences
  25. Data protection
  26. Funding and outsourcing
  27. Miscellaneous accounting and tax aspects
  28. The European Community perspective
  29. Critical reflections on consumer credit legislation
Appendix - Consumer Credit Act 1974

 
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